Legal
Terms of Service
Effective September 20, 2026
These terms govern your use of this website and any text messaging program operated by Cottonwood Advisory Group LLC (“Cottonwood”). Services we provide to clients are governed by the written agreement signed for that engagement; if that agreement conflicts with these terms, the agreement controls.
Use of this website
Content on this site is for general information about our services. It is not tax, legal or accounting advice. You agree not to misuse the site, interfere with its operation, or submit false information.
SMS program terms
- Program: Cottonwood Advisory Group sends texts about inquiries you submit and appointments you book, such as confirmations, reminders and follow-up messages.
- Frequency: message frequency varies.
- Cost: message and data rates may apply.
- Opt out: reply STOP at any time to stop receiving messages. You’ll receive one confirmation text.
- Help: reply HELP, or email tom@cottonwoodadvisorygroup.com.
- Carriers are not liable for delayed or undelivered messages.
- See our Privacy Policy for how we handle your information. Mobile opt-in data is never shared with third parties for marketing.
Services, pricing and billing
Prices shown on this site are for the standard service and may change. Specific deliverables, fees, billing timing and cancellation terms for clients are set out in the client agreement.
Intellectual property
The content, design and code of this site belong to Cottonwood Advisory Group LLC. Don’t copy or reuse them without permission.
Disclaimers and limitation of liability
This site is provided “as is.” To the fullest extent allowed by law, Cottonwood is not liable for indirect or consequential damages arising from your use of the site.
Changes
We may update these terms. The effective date above shows when they last changed.